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X shifts US creator payouts from Stripe to X Money

X, previously Twitter, shifts U.S. creator payouts from Stripe to its new payment service, X Money, offering instant payments and eliminating minimum payout thresholds. This change affects subscription and Original Content Rewards payments, amidst ongoing adjustments to creator programs, including the retirement of the Creator Revenue Sharing Program.

Key points

  • Starting September 2, 2026, U.S. creator payouts on X will be processed through X Money.
  • Instant payments are now available without waiting for billing cycles or minimum thresholds.
  • Previously, payments were only processed every two weeks with a minimum payout of $30.
  • The shift may limit creators' payment method options, forcing them to use X Money.
  • X Money aims to support a broader suite of banking services, including cash-back cards and improved deposit rates.
  • X is phasing out the Creator Revenue Sharing Program in favor of the Original Content Rewards Program, emphasizing original content.

Why it matters

  • This move reflects a growing trend in digital platforms integrating payment services to enhance user experience.
  • Similar transitions can be seen across multiple social media platforms, with a focus on retaining creators through improved earning mechanisms.
  • The rise of instant payment systems aligns with broader 2025 IT trends that emphasize seamless, user-friendly financial transactions.

The transition to X Money signifies X's commitment to streamlining financial interactions for creators, though it raises questions about user options. This aligns with trends towards integrated digital services, essential for maintaining competitive advantages in the creator economy.